Two-alarm apartment fire kills 1 person; leaves families out in the cold

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HOUSTON - "Today is not a Good Friday, it`s a very bad Friday for us," says Eunice Montiel.  Montiel's family and 19 others at the Royale de Ville Apartments in Northwest Harris County were burned out of their homes this morning in a 2-alarm fire.  Montiel tells us fire alarms woke her then she heard her neighbor screaming "Fire! Fire!"

"The smoke got so deep that quick, we couldn`t even see each other," says resident Terri Cooper.

One resident was killed in the blaze.

The Red Cross hooked up more than 60 people with a safe place to sleep tonight, but what about tomorrow? None of the residents we spoke with have renter's insurance.

"You never think this is going to happen to you. Right now I have nothing - just whatever I have on- that`s it." says Montiel.

If you'd like to help go to www.redcross.org.

"Anybody who rents anywhere should have renters insurance because if it burns down for whatever reason, if your neighbor burns down your apartment, the property owner is not responsible for your stuff. Renter's Insurance will help replace everything you own inside that apartment," says  State Farm Insurance Agent,  Jose Luis Jimenez.  "It can be as low as $15 a month or as high as 25, 30, or $40 a month depending on what you want to have covered. It you have a lot of stuff that's worth a lot of money... you want to make sure you have enough coverage to replace all those things."

Montiel doesn't need convincing, "Next time I will have insurance, believe me."

Sounds like a good plan... so everything doesn't go up in flames.

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